Loan-to-Value Ratio (LVR)
abbreviationloan-to-val·ue ra·ti·opronounced LOHN tuh VAL-yoo RAY-shee-oh
Last reviewed 16 April 2026
What does the abbreviation Loan-to-Value Ratio (LVR) mean?
The percentage of the property value that you borrow. Most lenders charge LMI when LVR exceeds 80%.
How the abbreviation Loan-to-Value Ratio (LVR) is used
With a $100,000 deposit on a $500,000 property, our LVR was 80%, which meant we just avoided paying lenders mortgage insurance.
Synonyms
LVR
Related words
Cite this entry
MLA citation: "Loan-to-Value Ratio (LVR)." How to Property, 16 Apr. 2026, https://howtoproperty.com.au/definitions/loan-to-value-ratio-lvr. Accessed 29 May 2026.
Chicago citation: How to Property. "Loan-to-Value Ratio (LVR)." Last modified April 16, 2026. https://howtoproperty.com.au/definitions/loan-to-value-ratio-lvr.
APA citation: How to Property. (2026, April 16). Loan-to-Value Ratio (LVR). https://howtoproperty.com.au/definitions/loan-to-value-ratio-lvr