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Lenders Mortgage Insurance

nounlend·ers mort·gage in·sur·ancepronounced LEN-duhz MOR-gij in-SHOOR-uhns

Last updated 21 April 2026

What does the noun Lenders Mortgage Insurance mean?

Insurance that protects the lender (not the borrower) if the borrower defaults on their home loan. Usually required when the loan-to-value ratio exceeds 80%, meaning the borrower has less than a 20% deposit. The cost is typically paid by the borrower.

Cite this entry

MLA citation: "Lenders Mortgage Insurance." How to Property, 21 Apr. 2026, https://howtoproperty.com.au/definitions/lenders-mortgage-insurance. Accessed 21 Apr. 2026.

Chicago citation: How to Property. "Lenders Mortgage Insurance." Last modified April 21, 2026. https://howtoproperty.com.au/definitions/lenders-mortgage-insurance.

APA citation: How to Property. (2026, April 21). Lenders Mortgage Insurance. https://howtoproperty.com.au/definitions/lenders-mortgage-insurance