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First Home Owner Grant Calculator

Inputs

Calculate Your FHOG Eligibility

Check if you qualify for grants up to $30,000 — rules vary by state, dwelling type, and purchase date.

Results

Your Estimated FHOG Eligibility

Your FHOG eligibility

Select your state, property value, dwelling type, and expected purchase date to see whether the First Home Owner Grant applies — and for how much.

You'll see

Your grant amount if eligible
State-specific thresholds and dwelling-type rules
Alternative schemes when FHOG doesn't apply

Check your eligibility for the First Home Owner Grant (FHOG) across all Australian states and territories. Select your state, property details, and see if you qualify for grants up to $50,000.

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How this calculator works

Select your state or territory
Choose where you're buying or building. FHOG amounts and eligibility differ by state.
Choose the dwelling type
Select whether you're buying an established home, a new home, an off-the-plan apartment, or building a new home. Most states limit FHOG to new dwellings.
Enter the property value
Enter the purchase price or construction value. Some states have value caps above which the grant doesn't apply.
Review eligibility and grant amount
See whether you qualify based on the dwelling type and value cap, and the estimated grant amount. Check your state revenue office to verify other eligibility criteria (citizenship, age, residency requirement).

Frequently asked questions

Am I eligible for the First Home Owner Grant?

Eligibility varies by state, but core requirements are: you must be an Australian citizen or permanent resident, at least 18 years old, buying or building a new home (most states no longer offer FHOG for established homes), planning to live in it as your principal place of residence for a minimum period, and you and your spouse must not have previously owned residential property in Australia.

What's the difference between FHOG and stamp duty concessions?

The FHOG is a cash grant paid to first home buyers (typically $10,000–$30,000 depending on the state and dwelling type). Stamp duty concessions or exemptions are separate — they reduce or waive the stamp duty payable on the purchase. You may be eligible for both, depending on your state and price.

Does the grant apply to off-the-plan or established homes?

Most states only offer the FHOG for newly built homes — including off-the-plan, house-and-land packages, and substantially renovated properties. Established (existing) homes are generally not eligible. Tasmania and the Northern Territory have broader eligibility in some categories. Check your state revenue office for current rules.

How do I apply for the First Home Owner Grant?

You apply through your lender or directly with the state revenue office. Most lenders will lodge the application on your behalf as part of the loan settlement. The grant is usually paid at settlement (for purchases) or at the first progress payment (for construction).

Can I use the grant for my deposit?

Yes — but timing depends on when the grant is paid. For an established new home or off-the-plan purchase, the grant is generally paid at settlement, so it counts toward your purchase costs but not your initial deposit. For construction, it's typically paid at the first progress payment, so it can't be used for the land settlement deposit.