Negative gearing
nounneg·a·tive gear·ingpronounced NEG-uh-tiv GEER-ing
Last reviewed 16 April 2026
What does the noun Negative gearing mean?
When the costs of owning an investment property (mortgage interest, maintenance, rates) exceed the rental income it generates. The loss can be deducted from your taxable income, but you are still losing money in cash flow terms.
How the noun Negative gearing is used
Our investment property is negatively geared right now, so we claim the annual loss against our salary income at tax time.
Related words
Cite this entry
MLA citation: "Negative gearing." How to Property, 16 Apr. 2026, https://howtoproperty.com.au/definitions/negative-gearing. Accessed 29 May 2026.
Chicago citation: How to Property. "Negative gearing." Last modified April 16, 2026. https://howtoproperty.com.au/definitions/negative-gearing.
APA citation: How to Property. (2026, April 16). Negative gearing. https://howtoproperty.com.au/definitions/negative-gearing