Borrowing Power Calculator
Estimate how much you could borrow for a property purchase based on your income, expenses, existing debts, and deposit. This calculator uses a simplified serviceability assessment with APRA's 3% buffer rate to provide a ballpark estimate of your borrowing capacity.
This is an estimate only — not a pre-approval
Your actual borrowing capacity will vary between lenders and depends on your complete financial situation. Consult a licensed mortgage broker for an accurate assessment.
Calculate Your Borrowing Power